Share Accounts (Savings): 

• $25.00 Minimum is required to keep the account active
• NCUA insured up to $100,000.00
• Quarterly statements are mailed every three months
• Account earns interest that is compounded monthly

Share Draft Accounts (Checking):

• No monthly fee
• No per check fees
• No limits on number of checks written
• No Minimum balance to maintain
• Wide range of check styles available
• Check covers and other accessories available

Visa Check Card /ATM/ Debit Card:

• Accepted anywhere Visa is accepted
• Convenient for purchases
• Available with ATM Cash Withdrawal features
• Easier and more convenient than checks
• No-Fee cash withdrawal at Xanterra owned ATM machines located in YNP
• (Mammoth Hotel, Lake Hotel, Canyon Lodge, Old Faithful Inn and Old Faithful Snowlodge.)

Certificate of Deposit:

• Rates are locked in for duration of account
• Interest is compounded monthly 
•  Additions may be made in increments of $500.00
• Minimum deposit for 6 month CD – $1000.00
• Minimum deposit for 1 year CD - $ 2500.00

IRA:

• Traditional and ROTH IRA’s available
• $50.00 minimum deposit (passbook type investment)
• Interest compounded monthly

Loans:

• Loans are available based on review of income, debts, credit history, etc.
• Loans are available for personal use, new and used vehicle, mortgage loans and other collateral loans.
• There is no penalty for early pay-off.

Christmas Club Accounts:

• Interest is compounded monthly 
• In November, your dividends are either mailed to you or deposited into your account.