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Rates

Loans Term APR*
Auto Loans -Rates based on Credit Score, Age of Vehicle and Amount Financed    
New Auto Loan (2015 and Newer)

72 Months

Starting at 2.95%
Used Collateral (2014 and Older) 72 Months Starting at 3.25%
Share Secured Loan (100%) 60 Months Starting at 2.95%
Signature Loan - Risk Based pricing by Credit Score  48 Months  As Low As 7.95%

 

Savings Minimum Balance Dividend/ Interest Rate APY*
Regular Share Account** $25.00 0.05% 0.05%
Christmas Club Account No Minimum 0.05% 0.05%
IRA Account $50.00 0.05% 0.05%

Dividends are earned on accounts with balances up to $50,000.00 and paid quarterly.
*APY = Annual Percentage Yield
**=A $25.00 fee will be charged if the account is closed within 90 days of opening the account.
Fees could reduce the earnings on the accounts listed above.

 *APR = Annual Percentage Rate
**Discontinueing or cancelling payroll deduction or automatic transfer will increase the loan rate by the deduction amount.

Rates on above accounts may change after the account is open.


*APR = Annual Percentage Rate

Auto Loans that do not have the Yellowstone Federal Credit Union listed as a lien holder on the vehicles title, will be considered signature loans with the appropriate rates.

Loan payments that are late 10 days or more, will be charged a $25.00 fee each month

Discounts may be available, please inquire upon submission of your application.

 

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Federally insured by the NCUA.
  

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