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FAQ

Here are a few frequently asked questions.  Contact us if you there are additional questions you might have which we can answer.



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Q1 : Who can join a credit union?
Q2 : How do I open an account with the credit union?
Q3 : How do I open a checking account and obtain a debit card with the credit union?
Q4 : Can I get a debit card without a checking account?
Q5 : Does the credit union have an ATM?
Q6 : Where are ATMs located in Yellowstone?
Q7 : Does the credit union have shared branching services?
Q8 : What other ATM networks are available in the Yellowstone area?

Question 1:   Who can join a credit union?
Answer 1:   Anyone who lives, works, worships, attends school or volunteers in Yellowstone National Park; Gardiner, MT and the Paradise Valley between Gardiner and Point of Rocks is eligible to join.

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Question 2:   How do I open an account with the credit union?
Answer 2:   You must provide a photo ID (current driver’s license, state-issued ID, or passport,) Social Security number, and deposit $25 in a Membership savings account. A one-time membership fee of $10.00 is also charged at opening.

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Question 3:   How do I open a checking account and obtain a debit card with the credit union?
Answer 3:   After you have opened the Membership savings account, you may request a checking account and debit card. We will obtain a credit report and verify your identification before a checking account and debit card are approved.

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Question 4:   Can I get a debit card without a checking account?
Answer 4:   No. Debit cards must run off a checking (transaction) account. A savings account is limited to 6 or fewer electronic transactions per month.

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Question 5:   Does the credit union have an ATM?
Answer 5:   Yellowstone FCU does not have an ATM on site. Our debit cards may be used at Xanterra-owned ATMs in hotels throughout the park with no fee.

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Question 6:   Where are ATMs located in Yellowstone?
Answer 6:   ATMs with the PULSE network are located at hotels including the Canyon Lodge, Old Faithful Inn and Lake Hotel, and at Yellowstone Park Service Stations.

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Question 7:   Does the credit union have shared branching services?
Answer 7:   Yellowstone FCU does NOT participate in any shared-branching networks at this time.

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Question 8:   What other ATM networks are available in the Yellowstone area?
Answer 8:   Nearby Allpoint network ATMs are located at Target, Costco, CVS Pharmacy and Loaf N Jug stores in Bozeman, MT as well as the Yellowstone Truck Stop and the 49er Diner in Livingston, MT. Allpoint ATMs are also available at Sinclair and Exxon stations in Cooke City, MT.

Nearby Co-op network ATMs are located at Sky FCU branches in Bozeman and Livingston, MT and at Rocky Mountain CU branches in Bozeman, MT.

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