Services & Fee Schedule

Share Accounts (Savings):

  • $25.00 Minimum balance is required
  • NCUA insured up to $250,000.00
  • Quarterly statements are mailed every three months
  • Account earns interest that is compounded quarterly
  • Access to online banking and audio teller

Share Draft Accounts (Checking):
Click here to order checks.

  • $5 monthly maintenance fee
  • No per check fees
  • No limits on number of checks written
  • No Minimum balance to maintain
  • Access to online banking and audio teller
  • Debit card available to qualified members

Visa Check Card /ATM/ Debit Card:

  • Accepted anywhere Visa is accepted
  • Convenient for purchases
  • Available with ATM Cash Withdrawal features
  • Easier and more convenient than checks
  • Fee free cash withdrawal at Xanterra owned ATM machines located in YNP
  • (Mammoth Hotel, Lake Hotel, Canyon Lodge, Old Faithful Inn and Old Faithful Snowlodge.)
  • Fee free ATMs with Allpoint, Co-Op, and Pulse Networks, for locations check www.allpointnetwork.com and www.pulsenetwork.com.

Christmas Club Accounts:

  • Interest is compounded monthly
  • In November, your proceeds are either mailed to you or deposited into your checking or savings account.

Direct Deposit:

  • Safe, automatic and easy way to deposit funds or to make payments.
  • Automatic payments can help you avoid late charges.

ATM Transactions:

  • No fee for cash withdrawal at Xanterra ATM's located at Mammoth Hotel, Lake Hotel, Canyon Lodge, Old Faithful Hotel & Old Faithful Inn.

Toll-free Audio Teller available 24/7:

  • Check your account balances
  • Transfer funds among your accounts
  • Obtain history of transactions
  • Verify direct deposits
  • Verify checks that have cleared

Family Membership:

  • Family members of Credit Union member are qualified to join
  • Retain membership even if you move or change employment

Vehicle Price Quotes:

  • Up to date information on new car costs and accurate N.A.D.A. prices for used vehicles are available by visiting http://www.nadaguides.com.
  • Carfax used vehicle reports are available.

Notary Services:

  • Notary services are free of cost to Yellowstone Federal Credit Union members.
  • $5.00 fee per Notary Stamp for non-members

Money Orders:

  • $3.00 fee for all money orders up to the maximum amount of $1000.00

Business Checks:

  • $5.00 fee for an Official Check

Wire Transfers:

  • $30.00 fee per wire transfer
  • No fee for incoming wires to members
  • International wire transfers are not available
  • Complete wire transfer information must be received no later than 11:00am


  • Amounts available based on review of income, debts, credit history, etc. Types of loans available are personal, new vehicle, and other collateral loans.  Please check for latest interest rates.
  • No penalty for early pay-off

Other Services and Fees:

  • Dormant Account Fee: $5.00/month after 24 months of inactivity.
  • Deposits by mail: Pre-addressed envelopes for mail deposits.
  • Notary Public:  No fee for members.  $5.00 per Notary Stamp for non-members.
  • Official Checks: $5.00 per check.
  • Money Orders: Maximum $1,000 face amount. $3.00 fee per money order.
  • ACH Transfers: Both debit and credit transfers for $5.00
  • Photocopies: 10 cents per page.
  • Coin Counter:  No fee for members.  $2.00 fee for non-members.
  • To set up access to Online Banking or Audio Teller, please stop by or call us at 307/344.7974.

You can access Pulse, Allpoint, and Co-op ATM networks with your Yellowstone FCU VISA debit card.

Nearby Allpoint network ATMs are located at Target, Costco, and Loaf N Jug stores in Bozeman, as well as Zip Trip stores in Livingston and Bozeman.

Nearby Pulse network ATMs are located at American Bank branches, as well as Western Drug and Town Pump stores in Livingston.

Additionally, through an agreement with Xanterra Parks & Resorts, none of the ATMs in the hotels in Yellowstone assess a transaction fee for Yellowstone FCU debit/ATM card holders.

Allpoint also has ATM access throughout Mexico and Australia.


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Federally insured by the NCUA.

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